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Why use InstantLoan.Today for a personal loan in Stoke-on-Trent?

What InstantLoan.Today can offer you when you take out a personal loan with us.
Money in 60 minutes
Money in 60 Mins

With our simple application process. You could have the money you require in your bank account fast once approved.

Repay early and save
Repay Early and Save

Plan to repay some or all of your loan early? You can save if you want to settle early.

Poor credit considered
Poor Credit History Considered

Don’t worry if you have a poor credit history or CCJs. We treat each case on its merit, subject to eligibility and affordability criteria.

Lending for 15 years
Lending for over 17 Years

That’s right! We’ve been lending for over 17 years. So trust in the fact that you’re borrowing with an established business, authorised and regulated by the Financial Conduct Authority.

Responsible lender
Responsible Lender

We treat customers fairly and help whenever an issue may arise. Just ask the thousands of people we help each month!

Direct Lender
Direct Lender

We are a direct lender, not a broker. We do not charge any fees, so no surprises!

Need an instant loan today in Stoke-on-Trent?

Here at InstantLoan.Today we believe that when you are in a tight spot financially and can afford loan repayments, you should be able to get a loan within an instant. Whatever your history, we won’t judge you. We assess each application on its own merits.

InstantLoan.Today could help if you just need that extra bit of financial help today. It happens more than you think, which is why we set-up InstantLoan.Today to offer those that need a loan today, and can afford loan repayments, an option that they would otherwise not have to get the loan they need.

Simply apply today for a personal loan and get your money in your bank account within hours.


MONDAY 8:00 am - 8:00 pm
TUESDAY 8:00 am - 8:00 pm
WEDNESDAY 8:00 am - 8:00 pm
THURSDAY 8:00 am - 8:00 pm
FRIDAY 8:00 am - 8:00 pm
SATURDAY 8:00 am - 5:00 pm

* The above map position is not our office address

Whether you need cash fast to pay for an unexpected expense like your boiler breaking or your car needing a repair, we’ve got the cash for you.

InstantLoan.Today is a trading style of Loans 2 Go Ltd. Loans 2 Go Ltd was founded in 2002 out of a single store with one objective: to provide accessible financial solutions for people struggling to borrow money from traditional lenders. We have now developed an online application solution for our personal loan offering, making ourselves more accessible to more people.

We are also the largest logbook loan lender in the UK helping thousands of people each month with our loans.

Our personal loans start from as little as £250 up to £1,000, you don’t pay any fees and you can get the cash in your account in 60 minutes once approved. If you’ve got a bad credit score or don’t think you’ll pass the application process, don’t worry.

Our personal loans provide you with instant cash when you need it most – getting you out of that tight spot financially, provided you can afford the loan repayments. Our priority is to treat our customers fairly. To demonstrate that principle, we make you these 4 promises:

  • We promise to clearly explain the terms of our agreements to you and answer any questions you have before signing the agreement.
  • We promise to do everything we can to ensure any agreement you take out with us fits within your budget.
  • We promise that if your circumstances change and you are having difficulty making payments, we will work with you to try and agree a fair and affordable solution.
  • We promise that if we get things wrong, we will do our best to put things right.

How it works

At InstantLoan.Today we aim to make the lending process as straightforward and easy to understand as possible. With our personal online loans, it really couldn’t be easier to get the money you need!
Get your cash in 3 simple steps.


Use the slider to select how much you want to borrow.


Complete your application.


If accepted, receive your money within 60 minutes of approval.

Can I get a loan & other FAQs

We have listed a selection of frequently asked questions received from our customers, from “Can I get a loan?” to “How much can I borrow?” and everything in between. Simply click on the question to find out the answer.


IF YOU BORROW £850 over 18 months at a flat rate of 132% per annum (fixed) with a representative 989.9% APR

YOU WILL OWE 17 monthly payments of £140.72 and 1 payment of £140.76, repaying £2,533.00 in total Minimum loan term is 18 months, maximum loan term is 36 months. The interest we charge is directly related to the length of time you have your loan.

* Payment by bank transfer once application approved, subject to our working hours of Monday to Friday: 8 am to 8 pm and Saturday 8 am to 5 pm.

Warning: Late repayments can cause you serious money problems. For help or advice please go to www.moneyadviceservice.org.uk